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MY PORTFOLIO

A comprehensive list of everything I'm working on as of Q4 2020.

My main platform that connects all my projects & work.

Rayven provides free resources that teach people the personal finance skills they need to budget, save money, and invest confidently. Learn how to prepare a great resume to get the job you deserve. Learn about bitcoin and other cryptocurrencies. Shop in my online thrift store.

Shop in my online store.

April 20, 2019

Shop in my online thrift store, Houston Drip Factory. 100% authentic Footwear & Street Wear.

Men's shoes size 12-14. Yeezy Boost 350, Yeezy Boost 500, Yeezy Boost 700, Jordan 5, Jordan 4, Air Jordan, Adidas Ultraboost, Nike Air VaporMax, Nike Air Max, dress shoes. New & used. 

Also, book business & consulting services for individuals and small businesses.

eBay Store

Facebook Store

August 28, 2019

My black agenda:
black homeownership to 100%, 
black gun ownership to 100%, 
black unemployment to zero, 
black college acceptance to 100%.

We will get organized.
We will spend our money with black owned businesses.
We will invest in black entrepreneurs.
We will buy back our neighborhoods.

 

Facebook

Slack

May 08, 2020

Increase Your Credit Score, Pay Off Your Debts, And Gain Better Control Of Your Finances

Novae is a financial services & training company founded in 2014 with a simple goal: to INSPIRE people to get more out of life, EDUCATE them on ways to go about it, and provide them with an OPPORTUNITY to make it happen!

Novae Money is a unique blend of products and services that will assist you in your journey toward financial wellness, independence, and freedom!

How Can Novae Money Transform Your Life?

1. Better Credit

  •   Qualify for a loan to purchase a home if you’re a renter

  •   Get approved for lower car payments when you’re buying

  •   Start a business and get the funding you need

  •   Pay lower insurance premiums and little to no deposits

  •   Save more money by paying little to no interest EVER AGAIN

2. Debt Elimination

  •   Pay down your debts in 50 – 75% faster time with our software

  •   View all your credit card, loan, and bank accounts in one place

  •   Get a specific personalized game plan for your situation

  •   Improve your credit score as your debt level decreases

  •   Become debt free and start investing into your future

3. Better Budgeting

  •   Get focused on your future financial goals

  •   See where your money is going and take control

  •   Get help organizing your spending and savings

  •   Easier conversations with your significant other about money

  •   Learn to save effectively for unexpected and expected costs

4. Financial Literacy

  •   A guide to wealth building and making solid financial decisions

  •   Learn more about finances than you were ever taught in school

  •   Begin to learn the language of money and building wealth

  •   Learn how to leave debt, save money, and start investing like a pro

  •   Access to a basic understanding of investments and how they work

Other Services That We Offer

  1. Business Funding & Credit

  2. Financial Wellness Program

  3. Smart Credit Monitoring

  4. Credit Builder

  5. Home Ownership Program

  6. Loan Programs

  7. Novae Personal Finance

  8. Credit Card Offers

Customer Reviews

Encouraging Black Entrepreneurship

April 20, 2018

BWS Capital is a coalition of visionaries, innovators, entrepreneurs and small business owners whose sole goal is to foster a community that promotes Black ownership, Black education, Black economic stability, and Black evolution.

Facebook

LinkedIn

Eventbrite

Twitter

CRYPTO GROUP - FACEBOOK

June 01, 2017

This is a group to share research and information related to all investing, specifically cryptocurrency investing.

Professional CPA LinkedIn Page

April 12, 2014

Please connect with me on LinkedIn. 

Professional CPA Facebook Page

June 01, 2017

Please connect with me on Facebook. 

MY STORY

September 19, 2019

Who is Rayven?

PERSONAL FINANCE

June 01, 2017

PERSONAL FINANCE

TOOLS & TIPS

1. BUDGETING & PLANNING

Key takeaways: proper preparation prevents poor performance

 

2. SAVING & INVESTING
Key takeaways: plant seeds early, let them grow

3. FOCUS ON CREDIT

Key takeaways: maximize credit limit, minimize interest paid, minimize utilization

4. MAXIMIZE CREDIT CARD REWARDS

Key takeaways: RUN IT UP! PAY IT OFF! Travel for free.

5. DECREASE MAJOR EXPENSES 

Key takeaways: CUT costs!

6. TAX PLANNING 

Key takeaways: save for retirement, buy a home, start a business

BITCOIN & CRYPTOCURRENCY

June 01, 2017

BITCOIN &

CRYPTOCURRENCY

Dictionary

cryp·to·cur·ren·cy

ˈkriptōˌkərənsē/

noun

  1. a digital currency in which encryption techniques are used to regulate the generation of units of currency and verify the transfer of funds, operating independently of a central bank.

    "decentralized cryptocurrencies such as bitcoin now provide an outlet for personal wealth that is beyond restriction and confiscation"

What is it? Essentially, a cryptocurrency is a digital currency that operates outside of any government control. That means these currencies cannot be manipulated by central banks like our own Federal Reserve or other central banks around the world.

INTRO TO CRYPTOCURRENCY

WHAT IS IT? MORE INFORMATION

1. GET STARTED

Key takeaways: Coinbase

 

2. TRADING CRYPTOCURRENCY
Key takeaways: 2-factor authentication, don't keep your coins on an exchange, Blockfolio

3. CRYPTOCURRENCY WALLETS

Key takeaways: backup your wallet

 

4. ALTCOINS

Key takeaways: NEO, EOS, ADA, OMG, CVC, POWR

 

5. TECHNICAL ANALYSIS BASICS

5A. Forex Notes

Key takeaways: don't day trade, look out for whales, don't spend more than you're willing to lose

6. MARKET

Key takeaways: Key info on the crypto market

RAYVEN'S FAVORITE LINKS
My go to page.

 

ICOS

Key takeaways: early bird shopping, better discounts are possible


BEST CRYPTOCURRENCY YOUTUBE VIDEOS

Watching YouTube videos is the fastest way to learn

BITCOIN ENCYCLOPEDIA - BITCOIN RESOURCES

Everything you need to know in one place.

 

FREE BITCOIN COLLEGE COURSE FROM PRINCETON

A free 11 week college course on Bitcoin from Princeton.

FOREX NOTES

April 01, 2018

The following are my notes from my Forex learning.

HOUSTON - BARS & RESTAURANTS

The best bars & restaurants in Houston, TX.

June 01, 2017

Where to eat & drink in Houston.

TWITTER

My personal Twitter.

June 01, 2017

Don't judge me too hard. 

#ThatsSoRayven

Top Quality Hemp Genetics

April 20, 2018

Cultigene specializes in hemp seed distribution. We work to help our customers and partners succeed in this growing industry by providing them with high quality hemp seeds. We also offer consulting services for local farms, retail shops, entrepreneurs, and other businesses in the legal cannabis industry. We were built on the premise of helping small businesses succeed. Learn all about Cultigene and what we offer, including wholesale seed orders, by contacting us. We’ll be happy to assist you with any information regarding a specific product.

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